Compass Medicaid Consultants is a non-attorney Senior Planning Organization dedicated to helping Connecticut residents and professionals navigate the complex Medicaid system with clarity, compassion, and expertise.
We specialize in HUSKY C, Medicaid Long-Term Services & Supports (LTSS), Medicaid Waiver Programs and Care Management.
Our mission is to assist aging adults, individuals with disabilities, and their families in securing the benefits they need — without facing the maze of paperwork, eligibility rules, and delays alone.
Compass Medicaid Consultants LLC (CMC) was established to fill a critical gap between families, elder care providers, and attorneys by offering non-legal, administrative Medicaid consulting with a personal touch. We do not offer legal advice — instead, we partner with professionals and clients to manage the full application process from start to finish.
Medicaid planning is the process of preparing an individual or couple’s financial situation to meet Connecticut’s eligibility rules for Medicaid, particularly for long-term care. It may involve spend-down strategies, documentation of income and assets, and protecting essential resources for spouses or heirs.
Medicaid planning is useful for:
Yes. We often work with clients early — sometimes months or years before they need care — to reduce financial stress and help preserve what matters most.
As of 2025, individuals applying for HUSKY C must typically have:
Different rules apply for couples, Waiver programs, and those in nursing homes. We help assess your exact situation and recommend next steps.
Absolutely. We help families understand care options (home care, assisted living, nursing facilities), estimate costs, and determine when to consider Medicaid as a funding option.
Yes. We have strong working relationships with elder law attorneys, conservators, home care agencies, and facilities across CT — and we’re happy to provide referrals.
We offer flat fees for most services (like application support) and package deals for ongoing care planning.
“Spend-down” refers to reducing countable assets to qualify for Medicaid. We guide clients on acceptable spend-down methods — such as paying off debts, making home improvements, prepaying funeral costs — while avoiding disqualifying transfers.
Not necessarily. We help evaluate what assets are protected (like a primary residence or spousal income and assets) and suggest strategies to safeguard eligible resources.
No. While we are not attorneys, we collaborate closely with elder law attorneys in CT. If your case requires a trust, deed transfer, or legal representation, we can refer you to a trusted partner.
The sooner the better. Starting early gives you more flexibility and options — but even if you’re in crisis (e.g., nursing home admission), we can help.
Yes. We assist private-pay clients in planning for Medicaid eligibility. This includes spend-down strategies, asset documentation, and care planning guidance.
Yes. We follow HIPAA guidelines and protect all personal and financial information.
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