When a loved one enters a nursing home unexpectedly — due to a fall, hospitalization, or sudden health decline — families are often caught off guard by the high cost of long-term care. In Connecticut, nursing home care can exceed $14,000 per month, and families must act quickly to secure coverage through Emergency Medicaid, formally known as Institutional or Long-Term Care Medicaid (HUSKY C).
This is where Compass Medicaid Consultants LLC steps in.
At Compass Medicaid Consultants, we specialize in emergency applications and work fast to protect your loved one’s benefits and care access. We handle:
We assess financials, care status, and spend-down needs within 24–72 hours
We explain allowable strategies (like personal needs accounts, prepaid funerals, and income trusts) without providing legal advice
We collect bank records, medical documentation, and all DSS forms
We communicate directly with facility staff, business offices, and discharge planners
We track the application and respond to DSS requests so you don’t miss deadlines
Emergency or crisis Medicaid refers to Medicaid applications filed urgently for individuals who are already in a nursing home — or are being discharged from the hospital directly into one — and who cannot pay privately for ongoing care.
To qualify, applicants must meet strict income and asset limits, and submit complete documentation to the Department of Social Services (DSS) — often under tight deadlines
FAQ
Eligibility is based on:
*Higher allowances does apply for married couples or through planning options
You’ll need:
The Department of Social Services (DSS) takes 45–90 days to process an application. If submitted correctly, coverage can be approved retroactively up to 3 months prior — but only if all required documentation is provided.
Compass can help track down hard-to-find documents, explain options, and communicate with DSS to request extensions when appropriate. Acting fast is key — and our team knows how to manage Medicaid timelines efficiently.
Yes! We specialize in crisis cases, including those where someone is already admitted or is about to be discharged from a hospital into a facility. The sooner you call us, the better we can manage spend-down planning and avoid delays.
No, Compass Medicaid Consultants is a non-attorney senior planning organization. We do not offer legal advice, but we do work alongside elder law attorneys if needed. We help you understand the Medicaid rules, gather the right documentation, and guide you through non-legal spend-down strategies.
We offer transparent, flat-rate packages and bundles and in some cases, payment plans for families in crisis are offered. A number of factors go into the review to flag anything that might cause a case to be denied or held up longer for lack of immediate explanation to the State when application process has been initiated. A thorough review of assets and tracking of spending trends identifying questionable transactions is our specialty.
Let Compass Medicaid Consultants manage the process so you can focus on your loved one’s health and transition. We’ll walk with you step by step — from crisis to coverage.
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